.page-disclaimer {
  --pd-cream: #F5F0E6;
  --pd-cream-deep: #E8DFCE;
  --pd-ink: #1D1B1A;
  --pd-ink-muted: #4B4440;
  --pd-dark: #1D3557;
  --pd-red: #E63946;
  --pd-red-card: #C1121F;
  --pd-red-soft: #FBEAEC;
  --pd-green: #2A9D8F;
  --pd-green-soft: #E7F2F0;
  --pd-gold: #FFB703;
  --pd-border: 1px solid #E8DFCE;
  --pd-clause-gap: 3rem;
  --pd-rule-line: 3px solid var(--pd-red);
  background: var(--pd-cream);
  color: var(--pd-ink);
  font-family: var(--font-body);
  line-height: 1.75;
  position: relative;
  overflow-x: hidden;
}

.page-disclaimer .container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 1.25rem;
}

/* ===== Banner ===== */
.page-disclaimer .disclaimer-banner {
  padding: 3.5rem 0 2.5rem;
  border-bottom: 1px solid var(--pd-cream-deep);
  background: linear-gradient(135deg, rgba(230, 57, 70, 0.05) 0%, transparent 55%),
    var(--pd-cream);
  position: relative;
}

.page-disclaimer .disclaimer-banner::after {
  content: "";
  position: absolute;
  right: 0;
  top: 0;
  width: 6px;
  height: 100%;
  background: linear-gradient(to bottom, var(--pd-red) 0%, var(--pd-red) 60%, var(--pd-gold) 60%, var(--pd-gold) 100%);
}

.page-disclaimer .breadcrumb {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 2.5rem;
}

.page-disclaimer .breadcrumb a {
  color: var(--pd-ink-muted);
  text-decoration: none;
  transition: color 0.2s ease;
}

.page-disclaimer .breadcrumb a:hover,
.page-disclaimer .breadcrumb a:focus-visible {
  color: var(--pd-red);
}

.page-disclaimer .breadcrumb-sep {
  color: var(--pd-red);
}

.page-disclaimer .breadcrumb span[aria-current="page"] {
  color: var(--pd-ink);
  font-weight: 600;
}

.page-disclaimer .banner-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
  align-items: end;
}

.page-disclaimer .banner-tag {
  display: inline-block;
  font-family: var(--font-mono);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--pd-red);
  background: var(--pd-red-soft);
  border-left: 3px solid var(--pd-red);
  padding: 0.45rem 0.9rem;
  margin-bottom: 1.25rem;
}

.page-disclaimer h1 {
  font-family: var(--font-heading);
  font-size: clamp(2.1rem, 5vw, 3.6rem);
  text-transform: uppercase;
  font-style: italic;
  letter-spacing: 0.02em;
  line-height: 1.08;
  margin: 0 0 1.25rem;
  color: var(--pd-ink);
  max-width: 12em;
}

.page-disclaimer .banner-lead {
  font-size: 1rem;
  color: var(--pd-ink-muted);
  line-height: 1.9;
  max-width: 42rem;
  margin: 0;
}

.page-disclaimer .banner-note {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  line-height: 1.8;
  color: var(--pd-ink-muted);
  border: 1px solid var(--pd-cream-deep);
  background: rgba(232, 223, 206, 0.35);
  padding: 0.8rem 1rem;
  margin: 0;
  align-self: start;
  letter-spacing: 0.02em;
}

/* ===== TOC ===== */
.page-disclaimer .disclaimer-toc {
  padding: 2.5rem 0;
  border-bottom: 1px solid var(--pd-cream-deep);
  position: relative;
}

.page-disclaimer .toc-card {
  border: 1px solid var(--pd-cream-deep);
  background: var(--pd-cream);
}

.page-disclaimer .toc-title {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: #F5F0E6;
  background: var(--pd-dark);
  padding: 0.85rem 1.1rem;
  margin: 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.page-disclaimer .toc-count {
  color: var(--pd-gold);
  font-size: 0.7rem;
  letter-spacing: 0.08em;
  font-weight: normal;
}

.page-disclaimer .toc-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: 1fr;
}

.page-disclaimer .toc-list li {
  border-bottom: 1px solid rgba(29, 27, 26, 0.07);
}

.page-disclaimer .toc-list li:last-child {
  border-bottom: none;
}

.page-disclaimer .toc-list a {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  padding: 0.85rem 1.1rem;
  color: var(--pd-ink);
  text-decoration: none;
  font-size: 0.875rem;
  font-weight: 500;
  transition: background 0.2s ease, color 0.2s ease;
  position: relative;
}

.page-disclaimer .toc-list a::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 3px;
  background: var(--pd-red);
  transform: scaleY(0);
  transform-origin: center;
  transition: transform 0.2s ease;
}

.page-disclaimer .toc-list a:hover::before,
.page-disclaimer .toc-list a:focus-visible::before {
  transform: scaleY(1);
}

.page-disclaimer .toc-list a:hover {
  background: var(--pd-red-soft);
}

.page-disclaimer .toc-num {
  font-family: var(--font-mono);
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--pd-red);
  background: var(--pd-red-soft);
  padding: 0.25em 0.5em;
  min-width: 2.4em;
  text-align: center;
  letter-spacing: 0.04em;
}

.page-disclaimer .toc-whistle {
  margin: 1rem 0 0;
  text-align: right;
  opacity: 0.5;
  position: absolute;
  right: 1.25rem;
  bottom: 0.75rem;
}

/* ===== Body ===== */
.page-disclaimer .disclaimer-body {
  padding: 2.5rem 0 1rem;
}

.page-disclaimer .body-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  align-items: start;
}

.page-disclaimer .clause-column {
  display: flex;
  flex-direction: column;
  min-width: 0;
}

/* ===== Clause ===== */
.page-disclaimer .clause {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
  padding: 2rem 0;
  border-top: 1px solid var(--pd-cream-deep);
  scroll-margin-top: calc(var(--header-h) + 1.5rem);
}

.page-disclaimer .clause:first-child {
  border-top: none;
  padding-top: 0.5rem;
}

.page-disclaimer .clause-side {
  position: relative;
  padding-left: 0;
}

.page-disclaimer .clause-side::before {
  content: "";
  display: block;
  width: 2.6rem;
  height: 3px;
  background: var(--pd-red);
  margin-bottom: 0.35rem;
}

.page-disclaimer .clause-num {
  font-family: var(--font-mono);
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--pd-red-card);
  border: 1px solid var(--pd-red);
  padding: 0.3em 0.65em;
  line-height: 1;
  display: inline-block;
  letter-spacing: 0.06em;
}

.page-disclaimer .clause-content {
  min-width: 0;
}

.page-disclaimer .clause-content h2 {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  text-transform: uppercase;
  font-style: italic;
  letter-spacing: 0.02em;
  line-height: 1.2;
  margin: 0 0 0.9rem;
  color: var(--pd-ink);
  display: flex;
  align-items: center;
  gap: 0.8rem;
}

.page-disclaimer .clause-content h2::before {
  content: "";
  width: 18px;
  height: 3px;
  background: var(--pd-red);
  display: inline-block;
  flex-shrink: 0;
}

.page-disclaimer .clause-content p {
  margin: 0 0 0.8rem;
  color: var(--pd-ink-muted);
  font-size: 0.875rem;
  line-height: 1.9;
  max-width: 50rem;
}

.page-disclaimer .clause-content p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .clause-content ul {
  list-style: none;
  margin: 0.8rem 0 1rem;
  padding: 0;
}

.page-disclaimer .clause-content ul li {
  position: relative;
  padding-left: 1.4rem;
  margin-bottom: 0.45rem;
  color: var(--pd-ink-muted);
  font-size: 0.875rem;
  line-height: 1.8;
}

.page-disclaimer .clause-content ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.65em;
  width: 7px;
  height: 7px;
  background: var(--pd-red);
  transform: rotate(45deg);
}

.page-disclaimer .clause-note {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  color: var(--pd-ink-muted);
  background: var(--pd-green-soft);
  border-left: 3px solid var(--pd-green);
  padding: 0.7rem 0.9rem;
  margin-top: 0.9rem;
  line-height: 1.7;
}

/* ===== Notice clause (T6 dark panel) ===== */
.page-disclaimer .clause--notice {
  position: relative;
  background: var(--pd-dark);
  color: #F5F0E6;
  padding: 2.5rem 0;
  margin: 1.5rem 0 1rem;
  border-top: none;
  overflow: hidden;
}

.page-disclaimer .clause--notice .clause-side::before {
  background: var(--pd-gold);
}

.page-disclaimer .clause--notice .clause-num {
  border-color: var(--pd-gold);
  color: var(--pd-gold);
}

.page-disclaimer .clause--notice .clause-content h2 {
  color: #F5F0E6;
}

.page-disclaimer .clause--notice .clause-content p {
  color: rgba(245, 240, 230, 0.85);
}

.page-disclaimer .clause--notice .notice-bg {
  position: absolute;
  top: 0;
  right: 0;
  bottom: 0;
  left: 0;
  z-index: 0;
  opacity: 0.14;
  overflow: hidden;
}

.page-disclaimer .clause--notice .notice-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  filter: grayscale(1) contrast(1.2) brightness(0.85);
  max-width: 100%;
  display: block;
}

.page-disclaimer .clause--notice .clause-content {
  position: relative;
  z-index: 1;
}

.page-disclaimer .notice-stamp {
  position: absolute;
  top: 2rem;
  right: 1rem;
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-style: italic;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: rgba(230, 57, 70, 0.75);
  border: 3px solid rgba(230, 57, 70, 0.7);
  padding: 0.45em 0.85em;
  transform: rotate(-10deg);
  pointer-events: none;
  z-index: 2;
  background: rgba(245, 240, 230, 0.08);
  white-space: nowrap;
}

/* ===== Contact card ===== */
.page-disclaimer .contact-card {
  border: 1px solid var(--pd-cream-deep);
  border-left: 3px solid var(--pd-red);
  margin: 0.9rem 0 1rem;
  background: rgba(255, 255, 255, 0.45);
}

.page-disclaimer .contact-row {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  padding: 0.75rem 1rem;
  border-bottom: 1px solid var(--pd-cream-deep);
}

.page-disclaimer .contact-row:last-child {
  border-bottom: none;
}

.page-disclaimer .contact-label {
  font-family: var(--font-mono);
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--pd-red);
  font-weight: 700;
}

.page-disclaimer .contact-value {
  font-size: 0.875rem;
  color: var(--pd-ink);
  word-break: break-all;
}

/* ===== Aside ===== */
.page-disclaimer .clause-aside {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  position: relative;
}

.page-disclaimer .aside-card {
  border: var(--pd-border);
  background: rgba(245, 240, 230, 0.8);
}

.page-disclaimer .aside-card h3 {
  font-family: var(--font-mono);
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--pd-ink-muted);
  background: var(--pd-cream-deep);
  padding: 0.75rem 1rem;
  margin: 0;
  border-bottom: var(--pd-border);
}

.page-disclaimer .aside-links {
  list-style: none;
  margin: 0;
  padding: 0;
}

.page-disclaimer .aside-links a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.85rem 1rem;
  color: var(--pd-ink);
  text-decoration: none;
  font-size: 0.875rem;
  border-bottom: 1px solid rgba(29, 27, 26, 0.06);
  transition: background 0.2s ease, color 0.2s ease;
}

.page-disclaimer .aside-links a:last-child {
  border-bottom: none;
}

.page-disclaimer .aside-links a:hover,
.page-disclaimer .aside-links a:focus-visible {
  background: var(--pd-red-soft);
  color: var(--pd-red-card);
}

.page-disclaimer .aside-links svg {
  color: var(--pd-red);
  flex-shrink: 0;
}

.page-disclaimer .aside-points {
  list-style: none;
  margin: 0;
  padding: 1rem;
}

.page-disclaimer .aside-points li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.875rem;
  color: var(--pd-ink-muted);
  padding: 0.4rem 0;
}

.page-disclaimer .dot-mark {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  flex-shrink: 0;
}

.page-disclaimer .dot-mark--red {
  background: var(--pd-red);
}

.page-disclaimer .dot-mark--gold {
  background: var(--pd-gold);
}

.page-disclaimer .dot-mark--green {
  background: var(--pd-green);
}

.page-disclaimer .aside-card--quote {
  background: var(--pd-dark);
  color: #F5F0E6;
  padding: 1.5rem 1.25rem;
  text-align: left;
  position: relative;
  overflow: hidden;
}

.page-disclaimer .aside-card--quote::after {
  content: "";
  position: absolute;
  right: -14px;
  bottom: -14px;
  width: 56px;
  height: 56px;
  border: 3px solid rgba(255, 183, 3, 0.35);
  transform: rotate(45deg);
}

.page-disclaimer .aside-quote {
  font-family: var(--font-heading);
  font-style: italic;
  text-transform: uppercase;
  font-size: 1.1rem;
  letter-spacing: 0.03em;
  line-height: 1.4;
  margin: 0 0 0.8rem;
}

.page-disclaimer .aside-short {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  color: rgba(245, 240, 230, 0.65);
  line-height: 1.7;
  margin: 0;
}

/* ===== Actions ===== */
.page-disclaimer .disclaimer-actions {
  padding: 1rem 0 2.5rem;
}

.page-disclaimer .action-panel {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  border: 2px solid var(--pd-ink);
  padding: 1.75rem 1.5rem;
  background: var(--pd-cream);
  position: relative;
}

.page-disclaimer .action-panel::before {
  content: "END OF POLICY";
  position: absolute;
  top: -10px;
  right: 1.25rem;
  font-family: var(--font-mono);
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  background: var(--pd-cream);
  padding: 0 0.6rem;
  color: var(--pd-ink-muted);
}

.page-disclaimer .action-text {
  display: flex;
  align-items: flex-start;
  gap: 0.8rem;
  font-size: 0.9rem;
  font-weight: 600;
  line-height: 1.6;
}

.page-disclaimer .action-check {
  width: 20px;
  height: 20px;
  border: 2px solid var(--pd-green);
  border-radius: 50%;
  position: relative;
  flex-shrink: 0;
  margin-top: 0.15rem;
}

.page-disclaimer .action-check::after {
  content: "";
  position: absolute;
  top: 3px;
  left: 6px;
  width: 4px;
  height: 8px;
  border: solid var(--pd-green);
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}

.page-disclaimer .action-text p {
  margin: 0;
}

.page-disclaimer .action-buttons {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.page-disclaimer .page-action-btn {
  width: 100%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-mono);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  padding: 0.8rem 1.4rem;
  cursor: pointer;
  border-radius: 0;
  text-decoration: none;
  transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease;
}

.page-disclaimer .btn--primary.page-action-btn {
  background: var(--pd-red);
  color: #FFFFFF;
  border: 2px solid var(--pd-red);
}

.page-disclaimer .btn--primary.page-action-btn:hover,
.page-disclaimer .btn--primary.page-action-btn:focus-visible {
  background: var(--pd-red-card);
  border-color: var(--pd-red-card);
}

.page-disclaimer .btn--ghost.page-action-btn {
  background: transparent;
  color: var(--pd-ink);
  border: 2px solid var(--pd-ink);
}

.page-disclaimer .btn--ghost.page-action-btn:hover,
.page-disclaimer .btn--ghost.page-action-btn:focus-visible {
  background: var(--pd-ink);
  color: var(--pd-cream);
}

/* ===== Sign ===== */
.page-disclaimer .disclaimer-sign {
  padding: 0 0 3rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.7rem;
  color: var(--pd-ink-muted);
}

.page-disclaimer .disclaimer-sign svg {
  opacity: 0.65;
}

.page-disclaimer .disclaimer-sign span {
  font-family: var(--font-mono);
  font-size: 0.68rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

/* ===== Data reveal ===== */
.page-disclaimer [data-reveal] {
  opacity: 0;
  transform: translateY(12px);
  transition: opacity 0.6s cubic-bezier(0.25, 0.46, 0.45, 0.94),
    transform 0.6s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

.page-disclaimer [data-reveal].is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* ===== Media queries ===== */
@media (min-width: 640px) {
  .page-disclaimer .container {
    padding: 0 1.5rem;
  }

  .page-disclaimer .toc-list {
    grid-template-columns: repeat(2, 1fr);
  }

  .page-disclaimer .toc-list li:nth-child(odd) {
    border-right: 1px solid rgba(29, 27, 26, 0.07);
  }

  .page-disclaimer .toc-list li:nth-child(6) {
    border-bottom: 1px solid rgba(29, 27, 26, 0.07);
  }

  .page-disclaimer .action-buttons {
    flex-direction: row;
  }

  .page-disclaimer .page-action-btn {
    width: auto;
  }
}

@media (min-width: 768px) {
  .page-disclaimer .banner-grid {
    grid-template-columns: 1fr auto;
    gap: 2rem;
  }

  .page-disclaimer .banner-note {
    align-self: end;
    justify-self: end;
    text-align: right;
  }

  .page-disclaimer .disclaimer-actions {
    padding: 1.5rem 0 3rem;
  }

  .page-disclaimer .action-panel {
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
    gap: 2rem;
    padding: 2rem 2rem;
  }

  .page-disclaimer .action-text {
    max-width: 32rem;
  }
}

@media (min-width: 1024px) {
  .page-disclaimer .body-grid {
    grid-template-columns: minmax(0, 1fr) 280px;
    gap: 3.5rem;
  }

  .page-disclaimer .clause-aside {
    position: sticky;
    top: calc(var(--header-h) + 1.5rem);
    border-left: 3px solid var(--pd-red);
    padding-left: 1.25rem;
    margin-top: 1rem;
  }

  .page-disclaimer .clause {
    grid-template-columns: 96px minmax(0, 1fr);
    gap: 1.75rem;
    padding: 2.5rem 0;
  }

  .page-disclaimer .clause-side {
    padding-left: 0;
  }

  .page-disclaimer .clause-side::before {
    margin-bottom: 0.5rem;
  }

  .page-disclaimer .clause--notice {
    grid-template-columns: 96px minmax(0, 1fr);
    gap: 1.75rem;
    padding: 3rem 0;
  }

  .page-disclaimer .contact-row {
    flex-direction: row;
    justify-content: space-between;
  }

  .page-disclaimer .clause-content p {
    font-size: 0.9rem;
  }
}

@media (min-width: 1280px) {
  .page-disclaimer .disclaimer-banner {
    padding: 4.5rem 0 3rem;
  }

  .page-disclaimer .disclaimer-body {
    padding: 3rem 0 1.5rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer [data-reveal] {
    opacity: 1;
    transform: none;
    transition: opacity 0.2s ease;
  }

  .page-disclaimer .toc-list a::before,
  .page-disclaimer .toc-list a {
    transition: none;
  }
}

@media print {
  .page-disclaimer .disclaimer-toc,
  .page-disclaimer .clause-aside,
  .page-disclaimer .disclaimer-actions,
  .page-disclaimer .disclaimer-sign,
  .page-disclaimer .breadcrumb {
    display: none !important;
  }

  .page-disclaimer .disclaimer-banner {
    border-bottom: 2px solid #1D1B1A;
  }

  .page-disclaimer .clause {
    break-inside: avoid;
    border-top: 1px solid #1D1B1A;
  }

  .page-disclaimer .clause--notice {
    background: #FFFFFF !important;
    color: #1D1B1A !important;
  }

  .page-disclaimer .clause--notice .clause-content p {
    color: #1D1B1A !important;
  }

  .page-disclaimer .notice-stamp {
    color: rgba(230, 57, 70, 0.5);
    border-color: rgba(230, 57, 70, 0.5);
    background: none;
  }

  .page-disclaimer .notice-bg {
    display: none !important;
  }
}